Borrowing rules
Resident buyers may see products advertised up to 80% loan-to-value for ready property, but the real approval depends on income, liabilities, credit history, property value, and the lender's policy.
Treat the calculator result as a planning range until a bank valuation and approval are complete.
Useful next step
Run the calculator with your own price, profile, and rate assumption before deciding whether the property is still worth shortlisting.