Dubai is experiencing a vibrant rise in homeownership as more tenants transition toward buying properties. With 55% of residents planning to purchase a home within the next one to three years, the city’s real estate market is entering a new phase of confidence, stability, and long-term commitment.
Key Highlights:
- 55% of Tenants Plan to Buy: A significant rise from last year’s 25%, reflecting strong confidence in Dubai’s property market.
- Growing Mortgage Adoption: 61% of future buyers expect to use mortgage financing, showing enhanced accessibility and trust.
- Strong Buyer Intent: Average expected purchase value is Dh4.5 million, signaling high aspirations among residents.
- Rising Long-Term Residency: 59% of respondents plan to stay in Dubai for over 10 years, supporting a stable housing ecosystem.
- Wealth-Building Mindset: 36% of residents see real estate as a strategic investment with lifestyle and financial advantages.
- Surge in Mortgage Activity: Q1 2025 recorded 9,300 mortgage transactions, a 24% annual increase.
- Higher Transaction Values: Mortgage values rose nearly 47%, reaffirming strong end-user demand.
- Secondary Market Momentum: Secondary-market sales grew 22% in the first eight months of 2025.
- Attractive Financial Conditions: Mortgage rates around 4% and rental yields above 6% make buying appealing.
- Thriving Off-Plan Market: Off-plan apartment sales jumped 43% in Q2 2025 to Dh60.2 billion.
- Developer & Bank Support Rising: More buyer-focused products and accessible financing options are expected.
- A Maturing Market: Dubai’s real estate landscape is evolving into a balanced, homeowner-driven ecosystem.
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