Harbour Real Estate Becomes First UAE Private Firm to Join National Bonds’ End-of-Service Savings Scheme

Monday, 8 December 2025

Harbour Real Estate has partnered with National Bonds to adopt the UAE’s voluntary end-of-service savings scheme, becoming the first private-sector company to join the innovative programme. The initiative enhances employee financial security through Shari’a-compliant, capital-protected investment options designed to support long-term savings and strengthen the UAE labour market.

Key Highlights:

  • First private-sector firm to join the voluntary end-of-service savings programme supervised by MOHRE and SCA.
  • Employees gain access to the National Bonds Capital Protected Shari’a Compliant Fund, offering low-risk, stable returns.
  • Staff can make voluntary contributions up to 25% of annual salary, boosting long-term financial planning.
  • Supports UAE’s vision for enhanced employee benefits, offering transparency and future-focused savings solutions.
  • National Bonds brings 19+ years of expertise in savings and investment services in the UAE.
  • Harbour Real Estate reinforces its commitment to a stable, growth-oriented work environment.
  • The fund features a smart digital platform for real-time tracking of investments and returns.
  • Employers benefit from efficient fund management, reduced administrative workload, and stronger talent retention.