Cash-Powered Transactions Strengthen Dubai’s Property Market, New Report Reveals
Wednesday, 10 December 2025
A new report shows that more than half of Dubai’s property transactions are cash-based, reinforcing the market’s stability and confidence as global monetary conditions evolve. Strong liquidity, regulatory excellence, and sustained investor trust continue to position Dubai as one of the world’s most resilient real estate hubs.
Key Highlights:
- 54% of Dubai’s residential transactions in H2 2025 were cash-based, underscoring the market’s strong liquidity and insulation from global rate movements.
- Dubai maintains high transaction volumes, outperforming major global cities such as London and New York.
- UAE Central Bank eased rates, lowering the overnight base rate to 3.90% in October 2025, improving mortgage accessibility.
- Home-loan interest rates now range between 3.75% and 4.99%, supporting a gradual rise in mortgage activity.
- Stable valuations and steady demand continue to position Dubai as a preferred destination for global capital.
- Off-plan projects with guaranteed yields remain a major draw for both regional and international investors.
- Global investors increasingly favour markets with strong governance and transparency, reinforcing Dubai’s appeal.
- Fully digitalised property systems and a strong regulatory framework continue to boost investor confidence.
- Institutional interest from Europe and Asia rising, driven by Dubai’s stability, liquidity, and long-term value proposition.
- CEO of Elite Merit Real Estate highlights that “confidence, liquidity, regulation, and transparency” are the core drivers of Dubai’s ongoing momentum.
