Can You Buy an Off-Plan Property Without a Residence Visa?

Tuesday, 28 October 2025

Dubai continues to be a dream destination for investors and homeowners worldwide. With its modern lifestyle, economic strength, and architectural marvels, the city’s real estate market remains one of the most dynamic in the world. Among the many property options available, off-plan properties have become a preferred choice for both residents and international buyers seeking value, flexibility, and long-term growth.

This guide covers everything you need to know about buying off-plan properties in Dubai — their meaning, advantages, pricing, and the process to make a successful and secure investment.

Table of Contents

• What Is an Off-Plan Property?
• Benefits of Buying Off-Plan Properties in Dubai
• Cost of Buying Off-Plan Properties in Dubai
• How to Buy Off-Plan Properties in Dubai
• Key Takeaway
• Frequently asked questions

What Is an Off-Plan Property?

An off-plan property is one that’s still under construction when it’s offered for sale. Buyers purchase based on detailed plans, layouts, and developer credibility, often at prices lower than ready properties. Typically, a small down payment secures the booking, followed by installment-based payments linked to construction milestones and handover.

Benefits of Buying Off-Plan Properties in Dubai

1. Attractive Pricing

Off-plan properties are usually priced lower than completed units, giving buyers a chance to secure a premium home or investment at a competitive rate. Discounts of up to 30% are common, making it a smart choice for value-driven investors.

2. Flexible Payment Plans

Developers in Dubai offer interest-free, flexible payment plans, allowing buyers to spread payments conveniently throughout the construction period. This makes owning a property achievable for a wide range of investors and homeowners.

3. Strong Rental Returns

Dubai’s vibrant business and tourism environment attracts thousands of professionals and expatriates annually. Off-plan apartments in popular areas often deliver high rental yields, ensuring consistent passive income after completion.

4. Promising Capital Growth

Properties bought off-plan typically increase in value as construction progresses and surrounding infrastructure develops. Investors can enjoy strong capital appreciation once the project is completed.

5. Safe and Regulated Market

Dubai’s real estate market is highly transparent and regulated by the Dubai Land Department (DLD) and Real Estate Regulatory Agency (RERA). Developers receive payments only upon achieving verified construction milestones, ensuring full buyer protection.

Cost of Buying Off-Plan Properties in Dubai

Off-plan properties are more affordable than ready ones, but costs vary depending on factors such as:

• Property type (apartment, villa, townhouse, or commercial unit)
• Location and amenities
• Developer reputation and project features

Buyers must also account for:

• DLD registration fee: 4% of the property value
• Oqood registration fee: for contract registration

Additionally, buyers investing AED 2 million or more may qualify for the UAE Golden Visa, offering long-term residency benefits.

How to Buy Off-Plan Properties in Dubai

1. Define Your Requirements

Set clear goals regarding budget, location, size, ROI expectations, and preferred payment plan options.

2. Work with an Experienced Real Estate Agent

Partner with a trusted off-plan property specialist to gain access to verified projects, updated listings, and expert advice.

3. Choose the Right Property

Review brochures, floor plans, and developer backgrounds carefully. Visit show units when available to visualize the property’s quality and layout.

4. Book the Property

Reserve your unit by paying a small down payment, typically 10%–20%, and cover registration fees with DLD and Oqood.

5. Sign the Sales and Purchase Agreement (SPA)

Review and sign the SPA, ensuring that all project details, timelines, and payment terms are clear. Seek professional guidance if needed.

6. Monitor Project Completion

Stay updated on construction progress. Upon completion, inspect your property to ensure all specifications are met before handover.

Key Takeaway

Buying off-plan property in Dubai offers exceptional opportunities for growth, affordability, and flexibility. With strong regulations, reputable developers, and a thriving economy, Dubai continues to be a top global destination for real estate investment. Whether you’re purchasing your first home or expanding your portfolio, off-plan projects provide a secure and rewarding path toward long-term success.