Dubai Residents Confidently Shift Toward Homeownership as Buyer Interest Soars

Thursday, 27 November 2025

Dubai is experiencing a vibrant rise in homeownership as more tenants transition toward buying properties. With 55% of residents planning to purchase a home within the next one to three years, the city’s real estate market is entering a new phase of confidence, stability, and long-term commitment.

Key Highlights:

55% of Tenants Plan to Buy: A significant rise from last year’s 25%, reflecting strong confidence in Dubai’s property market.
Growing Mortgage Adoption: 61% of future buyers expect to use mortgage financing, showing enhanced accessibility and trust.
Strong Buyer Intent: Average expected purchase value is Dh4.5 million, signaling high aspirations among residents.
Rising Long-Term Residency: 59% of respondents plan to stay in Dubai for over 10 years, supporting a stable housing ecosystem.
Wealth-Building Mindset: 36% of residents see real estate as a strategic investment with lifestyle and financial advantages.
Surge in Mortgage Activity: Q1 2025 recorded 9,300 mortgage transactions, a 24% annual increase.
Higher Transaction Values: Mortgage values rose nearly 47%, reaffirming strong end-user demand.
Secondary Market Momentum: Secondary-market sales grew 22% in the first eight months of 2025.
Attractive Financial Conditions: Mortgage rates around 4% and rental yields above 6% make buying appealing.
Thriving Off-Plan Market: Off-plan apartment sales jumped 43% in Q2 2025 to Dh60.2 billion.
Developer & Bank Support Rising: More buyer-focused products and accessible financing options are expected.
A Maturing Market: Dubai’s real estate landscape is evolving into a balanced, homeowner-driven ecosystem.