What Happens After You Pay the First Installment of an Off-Plan Home

Sunday, 16 November 2025

Purchasing an off-plan property in Dubai is an exciting milestone — especially after making your first installment. This payment not only secures your unit but also officially begins your journey as a property owner. Here’s a clear, positive look at what follows once your first payment is made.

Table of Contents

• Developer Acknowledgment and Sales Agreement
• Property Registration with DLD
• Construction Progress and Regular Updates
• Scheduled Payments Linked to Milestones
• Interior Design and Finishing Options
• Pre-Handover Inspection and Final Payment
• Property Handover and Title Deed
• Frequently asked questions

1. Developer Acknowledgment and Sales Agreement

Once your first installment is received, the developer issues an official receipt confirming payment. Shortly after, you’ll receive your Sale and Purchase Agreement (SPA) — a key legal document that outlines the terms, payment schedule, and delivery timeline of your property.

This step confirms your ownership rights and strengthens your position as a registered buyer with the Dubai Land Department (DLD).

2. Property Registration with DLD

The next step is the registration of your off-plan property through the Dubai Land Department’s Oqood system, which digitally records and secures all off-plan sales.

This registration ensures full transparency and protects your investment under Dubai’s property laws, giving you peace of mind and official proof of ownership.

3. Construction Progress and Regular Updates

As construction advances, you’ll receive regular progress reports from the developer. Many developers in Dubai also share photos, virtual walkthroughs, or milestone updates so you can track how your home is shaping up.

This open communication helps you stay engaged and informed while your property moves closer to completion.

4. Scheduled Payments Linked to Milestones

Your next payments are typically linked to construction milestones, such as foundation completion, structural progress, or finishing stages.

This approach ensures that payments are directly tied to project progress, offering financial flexibility and confidence in the development’s transparency and pace.

5. Interior Design and Finishing Options

During the construction phase, many developers give buyers the option to customize finishes or choose interior designs that match their preferences — such as flooring, cabinetry, or color themes.

This is your opportunity to personalize your off-plan home and create a living space that reflects your unique style.

6. Pre-Handover Inspection and Final Payment

As your property nears completion, the developer will invite you for a pre-handover inspection. You’ll have a chance to tour the finished property, review its quality, and ensure all details meet your expectations.

Once satisfied, you’ll complete the final installment and prepare for property handover — the exciting moment when your dream home officially becomes yours.

7. Property Handover and Title Deed

After the final payment, you’ll receive your handover letter and title deed from the Dubai Land Department.

This document certifies full ownership, allowing you to either move in, lease the property, or hold it as an investment.

Paying the first installment of your off-plan property marks the start of an exciting and well-structured process. With clear communication, milestone-based progress, and full legal protection, Dubai ensures every buyer enjoys a smooth and rewarding property journey from investment to handover.