Dubai Holding Real Estate and Emirates NBD Partner to Transform Off-Plan Home Financing

Saturday, 18 April 2026

Dubai Holding Real Estate and Emirates NBD introduce integrated mortgage solutions, enhancing transparency and accessibility for off-plan property buyers in Dubai.

Key Highlights

Dubai Holding Real Estate has partnered with Emirates NBD to introduce integrated mortgage financing solutions for off-plan residential developments.
The initiative will cover key projects under Meraas, Nakheel, and Dubai Properties, offering buyers a more streamlined and structured homebuying experience.
The partnership enables customers to access tailored mortgage solutions from the early stages of purchasing off-plan properties, improving financial clarity.
Buyers can secure mortgage pre-approval at the booking stage, allowing better planning and confidence throughout the development lifecycle.
The offering is available to both UAE residents and international buyers, subject to eligibility, expanding access to Dubai’s property market.
By embedding financing within the sales process, the initiative enhances transparency, reduces uncertainty, and simplifies the journey from purchase to handover.
The collaboration goes beyond traditional payment plans, providing competitive mortgage rates and structured financing options aligned with buyer needs.
The partnership supports sustainable growth in Dubai’s real estate sector by promoting responsible lending practices and long-term investment stability.
It aligns with the Dubai 2040 Urban Master Plan, which focuses on improving housing accessibility and strengthening urban development.
Dubai’s real estate market continues to show strong performance, with over 270,000 transactions valued at AED917 billion recorded in 2025.
Off-plan properties accounted for more than 70% of residential transactions, highlighting their growing importance in the market.
The new financing model is expected to further boost confidence among investors and end-users by offering greater predictability and affordability insights.
The initiative reflects Dubai’s position as a global leader in real estate innovation, continuously enhancing buyer experience and market efficiency.
Overall, the partnership represents a significant step forward in modernising off-plan property financing and supporting Dubai’s long-term real estate growth.